Binance fee calculator
How much does a single spot trade actually take? Enter the trade size, pick a fee tier and BNB discount, and see the per-trade fee, the effective rate, then an estimate of what a year adds up to at your trading frequency.
What this calculator is doing
Binance's base spot fee rate is 0.1%. On top of that, two discounts can stack:
- Referral code: 20% off: sign up with our code and the rate drops from about 0.1% to 0.08%. That's the toggle under "fee tier".
- BNB discount: another 25% off: hold BNB in your account and switch the discount on, and the fee takes a further ~25% cut. This layer multiplies with the one above.
Per-trade fee = trade size × effective rate. The yearly estimate = per-trade fee × the number of trades a year you entered. Note that spot maker and taker standard rates are identical, so those two buttons are mainly there to anchor the concept—the number doesn't change.
Your actual rate shifts with your VIP level, the BNB price and Binance promotions, and some pairs run zero-fee events. The figure here is just a sense of scale; the real cost is whatever the Binance trade screen shows at the time.
How to use it, and pay less
Drop in the trade size you usually run and an honest yearly trade count, and you'll see the fees aren't trivial once they pile up over a year. Three direct moves: use the referral code to push the base rate to 0.08%, switch on the BNB discount for one more tier, and skip pointless high-frequency round trips. To see the cost of the funding leg too, use the funding cost estimator; for the cost of cashing out, read withdrawing USDT to a card and funding Binance from a Hong Kong card.