Take the check

Which card fits you · document checklist

The three markets gate you differently. Answer the four questions below to see which card is the least hassle for your status and documents, then generate a checklist of what to bring. It all runs in your browser and collects nothing.

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Why sort these few things out first

The most common snag when opening an overseas account isn't technical—it's picking the wrong route: being overseas yet fixed on a US branch bank that wants you at the counter, or having no proof of address but going for a UK account that requires one. Start from your documents and where you can go, pick the lowest-bar route, and it's often done in a few days.

This checklist is only a starting point

Each bank's exact requirements shift constantly, non-resident policy especially. The generated list saves you wasted trips, but before you actually apply, check it against the bank's own current requirements once more.

For the full flow on each route, read how to open a Hong Kong bank account, opening a US account as a non-resident, and how to open a UK bank account.